A personal finance columnist for the Wall Street Journal wrote his last column recently, providing his last bit of advice and learning from writing over 1,000 columns. He addresses a an underlying question of his work: "What is the reason for all this saving and investing?"

His advice points to money providing happiness in the form of:

• Less worry, more serenity
• Freedom to pursue your passions
• Time with friends and family

The best part of the article is his observation that you don’t have to have lots of money to enjoy these benefits, if you are wise about your spending.